| TIP: Make sure you understand and are willing to pay all of the fees listed.
Fees are usually about about 1% of the professional loan amount. Some consumers have paid (in ignorance) as high as 17% for origination/broker fees. If you have poor credit, you will likely have to pay higher rates and fees, but shop around. | General Consumer Tip: NOTES: Your home is at risk if you do not keep up payments on an e-loan or other loan secured on it. Written quotes available on request. e-loans subject to status and ability to repay. We suggest you do not make multiple enquiries to different brokers in a short space of time; this may have an adverse affect on your credit rating.
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| General Consumer Tip: Ideally, what you see is what you should get. Regardless, any company providing item-related services should have a simple list of rates and fees, The lower, the better, unless it's some fly-by-night two-year-old upstart LLC working out of a back room in Delaware.
Any item site on the internet you find should be scrutinised according to the following checklist:
- Has it got a vender trade name?;
- Has it got a registered office?;
- Has it got a street address, rather than a P.O. box?;
- Has it got a telephone number?;
- How long has the provider been in business?;
- How quick are they to respond to queries?;
- How far away are they from you physically?;
- Are personnel mentioned by name on the site?
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